Guiding You Through Chapter 7 or Chapter 13 Bankruptcy

Knight & Dwyer, LLC, Serves Daytona Beach and Palm Coast, Florida

In a troubled economy, people can find themselves in dire financial situations they would never have imagined a year or two ago. For some, debts become unmanageable due to long-term unemployment. For others, it is because of illness, injury, divorce or other reasons. In all cases, a seasoned and knowledgeable personal bankruptcy lawyer can help you through the legal process of regaining control of your finances.

Call us for a free initial consultation. At no cost to you, we will help you decide if bankruptcy is the right course for you. If personal bankruptcy can help, we will guide you through the legal process of getting a fresh start, from the filing of the bankruptcy, to attending the court meetings with you and filing any additional paperwork, if necessary.

Call us today at 386-206-1244 or toll-free at 866-916-0713 to begin the process of bringing you and your family peace of mind. We have offices conveniently located in Tallahassee and Bunnell, Florida. You can also contact us online.

Chapter 7 Personal Bankruptcy

The first step in the bankruptcy process is to determine if bankruptcy is right for you. For some people, other financial remedies might be preferable. If bankruptcy can help you, our attorney will next determine if you are eligible for Chapter 7 bankruptcy, also known as a liquidation bankruptcy.

If you are eligible for Chapter 7 bankruptcy, we will work with you to maximize the assets you can keep, minimize the possible negative impacts bankruptcy will have on your life and help you discharge all your eligible debts.

Benefits of Chapter 7 Bankruptcy

• Creditor harassment by phone, mail and e-mails stops
• All eligible debt may be discharged
• Temporarily stops foreclosure (this can give you time to make crucial arrangements regarding your home)
• Stops wage garnishments and vehicle repossessions

Chapter 13 Personal Bankruptcy

For people who do not qualify for Chapter 7 bankruptcy, a Chapter 13 bankruptcy offers a legal tool to reorganize your finances and make the debts manageable. Some debts may be discharged and some will be paid off in through a monthly payment plan to the court.

Benefits of Chapter 13 Bankruptcy

• Creditor harassment by phone, mail and e-mails is halted
• In some cases, second or third mortgages can be eliminated
• Stops wage garnishment and car repossessions
• Gives you breathing room, enabling you to stop foreclosure and protect your home
• Set up an affordable payment plan, reordering your finances over three to five years

Call Knight & Dwyer, LLC at 386-206-1244 or toll-free at 866-916-0713 or contact us online.

Knight & Dwyer, LLC
157 Salem Court Tallahassee, FL 32301
Toll Free: 866-916-0713
Phone: 386-206-1244
Fax: 850-513-3154
Map and Directions

Knight & Dwyer, LLC
111 N. State Street, P.O. Box 37 Bunnell, FL 32110
Toll Free: 866-916-0713
Phone: 386-206-1244
Fax: 386-437-1309
Map and Directions

Knight & Dwyer, LLC
340 S. Beach Street
Suite 108
Daytona Beach, FL 32114
Map and Directions